1) I've applied at several mortgage banking
firms and bought every real estate program available and have always
been very disappointed. What's so different about
this? There are three major differences in what we're
offering. 1) You are not required to
have any financial resources, credit worthiness, collateral, etc.
2) It doesn't matter what the real
estate market is like in your area. What you'll be shown doesn't
require you to be in a depressed market in order to work nor will
you be forced to focus on properties that are run down or for sale
at 50% of their value. 3) You'll
receive direct one-on-one consultation/mentoring with a true
professional. With other programs you're usually stuck with a
customer service representative or loan officer who has very little
or no real direct experiences in the creative real estate business.
They may tell you differently, but most often they learn their
information from books and other materials--not from direct
experience.
For further information on this question
see the Further
Information section.
2) What do
you know about those real estate programs that say they'll let you
use their money to purchase properties then split the profits 50/50
with you once the property is sold? We are very
familiar with these programs. First off, you'll have to focus
strictly on deeply discounted properties usually 30% to 50% under
market value, which can make locating property very difficult in
many areas. Even when you find such deals you'll have considerable
competition from other investors with cash on hand for an immediate
purchase. In addition, you'll be restricted to locating properties
fitting someone else's criteria and will not be in any position to
build an inventory of homes for yourself while building monthly
residual rental income. Too often the only one that wins with these
programs is the company or individual selling the
program.
3) Where does Manny secure the
financing to help me acquire the real
estate? Since Manny started helping others acquire
real estate years ago, he has built solid business relationships
with several alternative-financing sources. Several different
combinations of financing strategies have been perfected creating
numerous opportunities to acquire real estate for home buyers and
investors which simply do not exist in the normal mortgage banking
industry. Because of Manny's track record of success various funding
sources seek him out eager to offer financing for his clients
(YOU).
4) I live outside of the United
States. How will this work for me? Several
transactions have been completed internationally. The only major
difference is your communication. You will still have telephone
consultation, however, the phone call expense will obviously be
greater. To help with this problem, if you wish, you can communicate
through e-mail. However, please be aware that any communication must
be in English.
5)
I have really bad credit; in fact, I have a bankruptcy and a
foreclosure on my credit history. Can this program really help
me? With our no credit program you can acquire a
property. Eventually, we like to work our customers into regular
bank financing. For our customers with bankruptcies and foreclosures
we'll simply structure their transaction to be more compatible with
their individual circumstance. However, if you have a major judgment
this will affect our ability to move you to permanent financing at a
later date. If you're in this position, please call us.
6) Will I receive help negotiating directly with the
property seller? Yes! This is one of the major
advantages you'll have. Transactions will be negotiated directly
with the property seller to help you acquire the
property.
7) What kind of interest rate
will I be charged? As low as 8% and it's not market
driven. But, it can vary some depending on the type of property,
property obligations and other factors. However, an equally
important priority for Manny is to arrange a monthly payment his
clients can afford.
8) What types of
properties are most suitable? Rental properties,
vacant homes, mobile homes, land. Generally, secondary properties
owned by individuals work best.
9) As an
Investor, how many properties can I acquire? This
depends on how ambitious you are. Manny has submitted 16 proposals
in one week to 16 different owners and acquired 9 of those
properties. By using Manny's methods, imagine the number of
properties you can acquire in just one year. Keep them for rental
income, or "flip" each property and walk away with thousands of
dollars when you sell the property.
10)
Can I acquire a home for my family? Yes! If you can
afford to pay rent, you can afford a home.
11) I'm self-employed and can't prove my income. Will
this work for me? Absolutely! Manny has several
alternative-funding sources he works with that require no income
documentation.
12) Once I find a property
I'm interested in what do I do? Simply supply some
basic information about the property or properties. The proposal(s)
will then be drawn up for the property seller and the transaction
will be negotiated for you.
13) How fast
can I acquire a property after I get started? Manny
has several clients that have acquired property in 48 hours. He's
even had some clients acquire property in one day. However, the
average length of time is a few weeks.
14) As an investor, can I acquire commercial
properties? Yes, several arrangements have been made
for clients to acquire commercial property with very minimal down
payments.
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