Purchase both residential and commercial properties
regardless of your credit background or financial standing.
Perfected, legal in all 50 states, proven and documented
nationwide and internationally since 1989. Not offered through
television infomercials, booksor seminars anywhere.
AT LAST! In 30 days or less you can easily acquire a home
for your family or several investment income properties with NO LOANS, NO BANKS, NO COLLATERAL and NO CREDIT
CHECKS!
If you personally are not interested,
please think of a family member or friend we can help.
Dear Friend:
My name is John Tellez. My profession is
mortgage banking. I want to thank you for visiting our website. I
really appreciate your interest and guarantee not to disappoint you.
What I am about to share with you has been helping families get
their own homes and investors acquire income properties all without
banks, credit checks or headaches since 1989.
If you want a
home for yourself, your family or income investment properties and
have credit problems or little or no financial resources,
traditional banks may be a nightmare for you to deal with. The
majority of bankers all work the same way -- they first focus on
applicants with spotless credit and strong financial stability. If
you have credit blemishes and/or limited finances you'll most likely
end-up wasting your money on non-refundable credit checks and
application fees costing up to $65.00. Thorough credit checks, which
banks charge for, include all three major bureaus and are required
by all mortgage-banking firms.
Sometimes mortgage companies
will roll these charges into the total loan fees. However, this is
rarely done unless the loan officer processing your application is
almost certain your loan will be approved. Ninety-nine (99) percent
of all applicants must pay this fee whether or not they are
approved.
Here's why all other real
estate programs offered through mortgage banking firms, television
infomercials, books and seminars fail miserably!
1) Bank Red
Tape
Every Real Estate acquisition method offered
through books, seminars or television infomercials all have the same
problem -- they rely on your credit history to be successful. They
all claim to help you get your own home or investment income
properties; however, if you pay attention to the testimonials,
you'll figure out that what they are offering does not work for
people with credit problems. Think about it, every time you see
one of their advertisements they always have testimonials of clients
stating they completed their transactions at the closing table.
Closing tables, as they are referred to, are located in title
companies and title companies work almost exclusively with banks. So
now you're right back to the same strict banking regulations, which
focus on your credit. Even if you do have great credit and are
interested in purchasing investment properties, traditional banks
will limit the number of properties you can buy. 2) Unrealistic Buying
Parameters
Another major reason why most people
are unsuccessful is that they have to find properties priced at 30%
to 50% under market value, which simply isn't realistic in many
areas, unless they'll settle for anything. This considerably narrows
the number of properties you can look at in the locations you would
prefer to make a purchase. If you're lucky enough to find a property
you're interested in at a location you want, you'll have
considerable competition from other interested
buyers.
Programs on the market that typically have these
problems are those that advertise that they'll let you use their
money to buy real estate then split the profits with you once the
property is sold. Programs such as these always require you to
locate property so cheap you often can't find anything and end up
wasting your time and money.
Real Estate programs like this
work best in depressed markets where you can buy properties
dirt-cheap, but even in depressed markets you'll still have
considerable competition.
These programs typically attract
individuals interested in earning income through real estate
investing, not home buyers.
3) No Help
From a Qualified Professional
If you can't get
qualified help from a proven professional you're just wasting time
and money. It doesn't matter if your interests are investment
properties, buying and flipping properties or purchasing your own
home -- you need one-on-one help! There are some very sophisticated
looking real estate programs on the market. Some have video tapes,
audio tapes and even CD ROM's. But, what you really need is a real
person for direct help, and you're usually stuck with some customer
service representative who has never had personal experience. If the
real estate program doesn't offer one-on-one consultation with a
truly qualified individual you're on your own, and most often end up
wasting your money.
Well, that's enough
talk about what doesn't work. Now, let's talk about what does
work
The ultimate Real Estate Acquisition
system, which now exists, works for everyone regardless of credit or
financial resources!
Acquire properties at up to 100% of their market value. This
makes finding a single property for yourself or several investment
properties much easier.
If your interest is to acquire investment properties,
you'll have no limit to the number you can purchase while building
an unlimited residual monthly rental income. When buying and
flipping property you'll keep 100% of the profits.
It doesn't matter where you live; this works great in any
market no matter what your goals.
You can even purchase commercial properties and the best
part is that you never have to rely on banks.
Think about it: No Banks, No Loans, No Credit Needed, No
Co-Signers, No Partners and No Red Tape.
You will not be dealing with real estate options. You will
be the owner of any property or properties you acquire with all
the tax benefits of a homeowner.
Several low money down options available for home buyers to
fit almost any budget.
If you're an investor, we'll help you easily create no
money down arrangements for yourself by using others people's
money (OPM).
Acquire either residential or commercial property.
Sound impossible? Well, not long ago you would have never
convinced me that this was all possible, especially with my mortgage
banking background. However, regardless of what I used to think, not
only is it possible, it's successfully stood the test of time and
been perfected over many years. Families the banks turned down are
now in homes. Real estate entrepreneurs are acquiring residential
and commercial income properties and raking in huge profits. What
really impressed me was that everything was documented and proven to
work for people of all backgrounds. Regardless of what anyone may
think, this is a genuine, proven and fully validated way to acquire
real estate no matter what your objective.
Recently, I was
lucky enough to meet the mastermind behind these highly effective
real estate acquisition techniques. The gentleman's name is M. N.
(Manny) Protopapas. Since 1989 Manny has been a Real Estate
Acquisition Specialist helping people with credit problems acquire
their own homes and investment properties in as little as seven days
of working with him through his exclusive "Real Estate Acquisition
Program". What Manny helps people do is not taught through any
books, outlined in any school or seminar and certainly not sold
through television infomercials. In fact, nothing sold or offered
anywhere even comes close. You need no credit, no co-signers, no
partners, no loans, no banks, and no red tape. Manny also practices
what he preaches. By using his own methods Manny has purchased and
sold several properties earning himself a stable above-average
income.
THIS IS THE NUMBER ONE REASON YOU
WILL BE SUCCESSFUL NO MATTER WHAT YOUR
GOALS
FREE one-on-one Consultation through
every step of the real estate buying process.
Nothing
takes the place of experienced qualified one-on-one
help!
A.R. - Toronto, Canada acquired the home
they were renting. A.C. - Ligonier, PA has just acquired
two properties, one to live in, the other to rent all in 30
days. J.H. - England acquired a four-unit investment
property within 4 days. A.S. - London Ontario, Canada
acquired a single-family investment property within 48
hours. P.H. - Hartsdale, NY acquired a 5-unit Florida
property and office space within 30 days. B.P. - Marietta,
GA acquired a home for her son in 7 days. C.J.H. -
Scranton, PA acquired a duplex within 15 days.
YOU WILL BENEFIT FROM YEARS OF
EXPERIENCE
Over several years Manny has built
solid long-lasting relationships with numerous alternative funding
sources. Manny's years of experience in all aspects of acquiring
real estate means that his clients (YOU) get the results they're
looking for.
Manny's transactions are structured in order to
create an aggressive offer and arrangement that is acceptable to all
parties so that you will acquire your own property or investment
properties within days.
You only need to
supply some basic information about the
property.
Depending on your objective: acquiring a
home for yourself or acquiring income properties or commercial
properties a financing arrangement can be structured to accommodate
your objective. All the mechanics are handled for you with very
little effort on your part.
100% COMPLETE TURN-KEY
SYSTEM
Manny's system is complete from start
to finish. You'll receive assistance with every step of the process
from direct negotiation with the home seller to financing the
property with one of Manny's several alternative funding sources.
You will not be left alone during any step of the process and you'll
receive proper help when you need it.
My personal motivation
is to help families hoping to buy a home of their own. The entire
mortgage industry turns away so many hundreds of thousands of people
each year and what Manny has perfected will work for every
individual the banks are turning away. On the other hand, if your
objective is to acquire one income-producing property or over a
million dollars worth of properties, this can easily be
accomplished. If you're interested in buying and flipping
properties, Manny can show you how to quickly earn $5,000.00 to over
$10,000.00 clear profit or more on each property.
Documented Testimonials on
File
"Dear Manny: You'll be glad to know I am
now the owner of a four-plex here in Greenville using your program.
I start collecting rents January 1St" . R.P. - Greenville
SC
"As an investor, when you consider the multi-faceted
ways your concept can be applied for financial security, it boggles
the mind". B.R. - Hemet CA
"Your program has helped me
a lot! I really have a feeling of self-confidence that I'm in
control of my future. Thank you for your help in acquiring the
12-unit office building_ and you have been a GREAT help on the
phone". D.G. - Belleview FL
"Less than ten days after
we made the offer we were starting to move into our new building.
The owner was thrilled and we got into the building a lot cheaper
(we didn't pay any closing costs either). No hassles. No red tape.
No waiting for the bankers to say "yes" (or "no"). It was the
fastest and easiest Real Estate deal I had ever done". J.F. -
Cleveland TN
I wish I could contact everyone with
credit problems before they apply for a traditional mortgage and
tell them to contact Manny's office first. At least they wouldn't be
wasting time and up to $65.00 in non-refundable application fees and
credit checks. Manny's methods are already proven to work for all
these people.
What Costs Are Involved
When Buying Real Estate
First, it's very important
you understand there are two expenses involved with every real
estate transaction. One is the actual real estate cost and the
second is the finance charges or closing costs.
For example,
let's say a home buyer was applying for an FHA loan (which requires
reasonably good credit) through the regular mortgage banking
channels. The applicant would generally be required to have 3% to 5%
in down payment money which is used toward the real estate side of
the transaction. However, what about the loan closing
costs?
For an FHA loan closing costs average 2 3/4 % of the
real estate cost. Based on a $100,000 loan that's $2,750 in
additional funds needed.
On conventional loans designed for
individuals with credit problems closing costs can be considerably
higher. The higher interest rate will also cause the monthly payment
to increase. In addition, the percentage of down payment needed
toward the real estate cost will also increase. Required down
payments for credit-impaired applicants can easily be 10% to over
20% in some cases. Based on a $100,000 home this could easily equal
$10,000 to $20,000 in down payment toward the real estate cost not
including closing costs.
So, who pays for the closing costs?
Either you or the property seller! Sometimes property sellers are
willing to pay the closing costs in full, other times they're
not!
Keep in mind, if a property seller is offering their
property through a real estate agent usually there are two agent
commissions involved. The listing agent and the selling agent each
averages 3% of the selling price for a total of 6%. Sometimes this
can be as high as 7% total depending on the agreement the property
seller signed with the listing agent.
Now put yourself in the
position of the property seller. They're already giving up 6% to 7%
of their selling price in agent commissions. Now they're being asked
to give up another 2 3/4% or more to cover closing costs. Would you
do it? Well, of course, the answer is some will, some may pay for
part of the closing costs and some will flat out refuse. Would you
really blame them?
When you acquire
real estate through Manny's creative financing methods you'll get a
home or investment property and pay less money out of pocket than
any program available through the ordinary mortgage banking
industry!
With direct consultation for both
home buyers and investors with even the most severely damaged credit
histories can buy real estate for less money out of pocket than
those people with perfect credit dealing directly with traditional
banks. This is unheard of for people with credit impairments and/or
for those who can't prove their incomes.
Manny's real estate
acquisition techniques have helped several investors acquire
property with no money down by using other people's money (OPM).
Occasionally, it has been arranged that the property seller pay for
all or part of the total move in costs for home buyers. However,
please be aware that this is unusual. Zero down transactions rarely
happen for home buyers for the simple reason that some expenses
cannot be avoided, but the possibility does exist.
When
comparing the high approval failure rate with mortgage banking firms
and their non-refundable fees to Manny's proven and documented
success record, there's no reason to go anywhere else. With Manny,
you're backed by years of proven methods to acquire real estate
regardless of your credit, finances or objectives. The bottom line
is that Manny's program works, and works extremely well.
If
you are serious about acquiring a home for your own use, investment
properties or commercial real estate in 30 days or less, let's get
you started today!
Please click on the "Contact Us button
below to get in touch with our Associate for further
details.
Sincerely,
John
Tellez
P. S.
Don't forget about commercial transactions. Our Clients
have acquired up to $7,000,000.00 commercial buildings through
Manny's program. If you would like to enter into commercial real
estate but have limited funds, we'll help you raise capital through
flipping single-family homes, then help you acquire your first
commercial property with a low down
payment.
This will be the best transaction you'll
ever make!
